Key Benefits Unlock Working Capital Release 100% of cash held as margin deposits. Deploy capital where it generates the highest return for your business. Tax Optimization Insurance premium is fully tax-deductible as an operating expense, reducing your taxable income by 28% of your premium. VAT Reclaimable Reclaim the 15% VAT on premiums as an input tax credit, further reducing your net cost. B-BBEE Recognition Premiums qualify as Preferential Procurement with our Level 1 B-BBEE partner, delivering 135% scorecard recognition. Preserve Credit Lines Keep your existing banking facilities free for core operational needs and unexpected opportunities. Flexible Terms Choose between Surety Shield funded financing or direct payment structure to align with your strategic priorities.